Lisa Bradley - Re/Max Vision



Posted by Lisa Bradley on 5/22/2018

You and your family spend the most time in your living room. This is a great place for conversation, relaxing, and fun. The place where the family gathers often should also be a place of safety and security for everyone. Every nook of the room should be covered from the floors to the furniture to the fireplace. You can improve the safety of your living space without sacrificing on the style of the space. A safe living space is all part of a safe home. 


Be Cautious Of Fires


Fire safety should be a top priority when it comes to your living space. Especially if you have young kids or pets in the home, you’ll need to make sure that little hands and paws cannot get anywhere near fireplaces, candles, or burning incense. Accidents can happen in a matter of seconds with these items. Use baby gates to block off certain areas near the fireplace to keep children and pets away. Burn candles in places that are out of the reach of little hands. Also, anything that’s burning should be secured and unable to be knocked over. 


Be Mindful Of Cords


Cords sprawled throughout the living room can spell disaster. These can lead to tripping, electrocution risks, and an overall mess. Use clever ways to keep cords organized and out of sight. You can buy cord keeper units at your local hardware store, or you can create your own. All you need is a box with holes to filter the cords through. This will keep tiny hands and paws out of the reach of loose cords          


Install Security Systems


Even when you’re home, it can be a good idea to install a security system. You should always have an alarm system installed near the front door of your home, which typically is near your living space. Security systems don’t need to be an eyesore either. There are plenty of systems that actually blend right into your walls, making them an even better choice to hide them from the likes of thieves or intruders. One idea is to hide the alarm system components behind a painting or wall canvas. This is a good security measure for your children too. They won’t have access to the alarm system, so you don’t have to worry about them believing that it is a toy.


Furniture


Keep furniture out of walking paths in your living space. It can cause problems for young children who are still learning how to control their own movements. Bulky furniture that gets in the way can also cause a hazard for adults too. You don’t want sharp corners or bulky elements that can contribute to trips, falls, and other injuries. Always keep the safety of the very young and older adults in mind.      




Tags: Living Safe   home living  
Categories: Uncategorized  


Posted by Lisa Bradley on 5/15/2018

The lifetime warranty. We’ve all heard about the wonders of owning an item with a lifetime warranty, but few of us actually own such products. Well, few of us are aware of it anyway.

The home is where we pour most of our money into. It seems like things are constantly breaking and needing to be replaced or repaired. But few of us check to see if the item has a manufacturer’s warranty. Nor do we remember if we bought an extended warranty.

In this article, we’re going to give you some tips on how to take advantage of warranties you may not know that you have, and how to shop wisely for warrantied products in the future.

But first, we’ll impart some general warranty knowledge.

Understanding the warranty

A warranty is a written guarantee provided to the purchaser of an item that they will repair or replace the item if it isn’t functioning as intended.

In most cases, there are time limits and exceptions to a warranty. Manufacturers know that their products won’t really last forever, so they plan for the eventual breakdown of the product from wear and tear.

Similarly, manufacturers don’t want you to misuse the product and then ask for a replacement, so they list exceptions to their warranties. To find out if one of your household items is under warranty, you can often check the manufacturer’s website.

To ensure you’re eligible for a warranty or replacement, it’s often necessary to have a copy of your purchase receipt which shows where and when you bought the item.

We know--keeping track of receipts is an annoyance few of us want to participate in. So, an easier solution is to keep an app like Google Drive or Dropbox on your phone with a folder called “receipts” or “warranties.” Then, the next time you make a purchase, simply snap a photo of the receipt and keep in in your drive.

Extended warranty warning

Many retailers will pitch you an extended warranty when you buy a product. Some of them are worth it, but most of the time you’re better off foregoing these add-ons.

Oftentimes, products are already covered by a manufacturer warranty. And, in some cases, the cost of the item is so low that owning a protection plan isn’t worthwhile.

Warrantied items you may not know about

Now that you know how to keep track of your warranties, let’s talk about some important items that you may not know has a warranty.

  • Roofing. Roofs are expensive and don’t last forever. However, many manufacturers promise 20 years of good service from your shingles.

  • Vinyl siding. Another expensive exterior item, siding is often warrantied by common manufacturers, including several “limited lifetime warranties.”

  • Tupperware. If there’s one product on this list you’ve probably heard of, it’s Tupperware. They’ve been famous for their lifetime warranties for decades.

  • Pampered Chef. This company makes an array of kitchen related products. Many of their items come with lifetime warranties.

  • Craftsman. Their power tools are affordable and include a lifetime warranty.




Tags: household   warranty  
Categories: Uncategorized  


Posted by Lisa Bradley on 5/8/2018

If you recently added your house to the real estate market, it may be only a matter of time before you sell your house. In fact, if you know what to expect after a home listing is published, you can plan accordingly for all stages of the home selling journey.

Now, let's take a look at three tips to help you prepare for the home selling process.

1. Craft an Engaging and Informative Home Listing

Oftentimes, a home listing may dictate a seller's success. If a seller creates a listing that fails to effectively highlight a house's benefits, buyers may shy away from the residence altogether. On the other hand, a seller who crafts an engaging and informative listing can increase the probability of a fast, profitable home selling experience.

Your home listing should include relevant information about your residence, including details about your house's age and condition. Also, it may be beneficial to include high-resolution photographs of your house to help buyers envision what life may be like if they purchase your residence.

There is no need to stretch the truth in your home listing, either. Because if you fail to provide homebuyers with accurate information about your home – and these buyers discover "hidden" home problems during an inspection – you ultimately may put a potential home sale in jeopardy.

2. Make Your Home Available to Potential Buyers

As a home seller, you should strive to make your residence available to as many potential buyers as possible. Thus, if a buyer requests a home showing on short notice, you should be willing to temporarily vacate your residence to accommodate this buyer's request.

In addition, you should try to keep your house neat and tidy. That way, if a buyer requests a showing on short notice, you won't have to worry about scrambling to clean your home.

3. Know What Your Home Is Worth

After you list your house, buyers will read your home listing and set up showings. And if a buyer is truly interested in purchasing your home, he or she likely will submit an offer.

A seller generally has only a limited amount of time to assess an offer and decide whether to accept, reject or counter it. Fortunately, if you conduct a home appraisal, you can find out what your house is currently worth.

With a home appraisal, a property expert will examine your residence, as well as evaluate pertinent housing market data. Next, this property expert will offer a home valuation that helps you understand the true value of your house.

Lastly, if you need assistance as you sell your house, it may be helpful to hire a real estate agent. This housing market professional can teach you about the real estate sector and help you make informed decisions at each stage of the home selling journey.

Take the guesswork out of selling your house – use the aforementioned tips, and you can boost your chances of enjoying a fast and successful home selling experience.





Posted by Lisa Bradley on 5/1/2018

Believe it or not, the costs associated with selling a house can add up quickly. If a home seller fails to budget accordingly, he or she risks costly, time-intensive home repairs following a property inspection. Perhaps worst of all, this scenario may force a home seller to miss out on an opportunity to get the best price for his or her residence.

With a home selling budget in place, you can increase the likelihood of a profitable home selling experience. If you know what it takes to set up a home selling budget, you may be better equipped than ever before to streamline the home selling process.

Now, let's take a look at three tips to help you establish a home selling budget.

1. Assess the Condition of Your House

Before you list your house, it helps to perform a comprehensive home assessment. That way, you can identify potential upgrades both inside and outside your house and evaluate the costs associated with these home improvements.

Typically, a home inspection enables you to learn about your house's strengths and weaknesses. This inspection requires a property expert to assess your house and may take several hours to complete. Then, once the inspection is finished, you'll receive an inspection report that you can use to determine which home improvement projects that you may need to complete sooner rather than later.

2. Establish Home Improvement Priorities

Although you might want to give your residence a complete overhaul, there may be only limited time and resources at your disposal. Thus, you'll want to establish home improvement priorities to ensure you can maximize your time and resources.

Think about which home improvement projects are necessary. These projects should rank at the top of your list of home improvement priorities, as failure to complete them may prevent you from optimizing the value of your house.

As you establish home improvement priorities, don't forget to assess the costs associated with various home upgrades. This will help you achieve the best-possible home improvement results without spending beyond your means.

3. Consult with a Real Estate Agent

A real estate agent understands exactly what it takes to sell a home, regardless of the current housing market's conditions. In fact, this housing market professional can make it easy to map out a successful home selling budget and ensure you can quickly and effortlessly navigate the home selling process.

With a real estate agent at your side, you'll receive expert support throughout the home selling journey. A real estate agent will learn about your home and help you identify ways to enhance your residence. Plus, a real estate agent will offer recommendations to ensure you can upgrade your house on a budget.

If you're getting ready to sell your house, it helps to collaborate with a real estate agent. Reach out to local real estate agents in your area, and you can get the support that you need to establish a home selling budget.




Categories: Uncategorized  


Posted by Lisa Bradley on 4/24/2018

If you’re trying to get ready to buy a home, one of the biggest tasks that you’ll need to take on is that of saving for a down payment. The down payment will need to be a significant amount of money. If you put it in the right place, it will have the ability to gain some interest. Most importantly, you don’t want to have access to the money so that you can spend it freely. 


What’s Your Time Frame?


When you start saving money, you’ll need to know what your time frame is to better discern one of the best places to keep your down payment money. You can put your money in a CD or money market account, but the money will need to stay put for anywhere between 1-2 years. In the case of down payment money, the amount of interest that you gain isn’t as important as having access to the money when you need it. 


Research Your Options


Do your research in order to find the best deals. You may be able to gain a bit of interest  on a 3-month CD if you’re short on time. If you have a bit more room for growth and will continue to compound the money, search online for higher yield savings accounts that will allow you to continue contributing money over time. You can even consider putting portions of your money in different places with different time frames and interest rates. This way, some of your money will have a chance to grow, yet you’ll still have access to it. 


Know The Home Buying Process


When you get pre-approved for a loan, the mortgage company will go through your entire financial history past and present. You’ll need to show all of your bank accounts and their balances along with pay stubs. The mortgage company will also delve into your debt and calculate what is called your debt-to-income ratio. Before you even get to the stage of pre-approval, you’ll want to make sure all of your significant debt is paid off. 


Once you get to the closing table to buy your dream home, your check for all of the closing costs including the down payment will need to be present. This is why you need to make sure that your money isn’t tied up when you reach the point of purchasing a home. Generally, a bank check will need to be issued for the entire cost of closing less the deposits that you have already made on the home.                          


Make a plan for your saving the down payment and you’ll be well on your way to securing your dream home!