Lisa Bradley - Re/Max Vision



Posted by Lisa Bradley on 5/1/2018

Believe it or not, the costs associated with selling a house can add up quickly. If a home seller fails to budget accordingly, he or she risks costly, time-intensive home repairs following a property inspection. Perhaps worst of all, this scenario may force a home seller to miss out on an opportunity to get the best price for his or her residence.

With a home selling budget in place, you can increase the likelihood of a profitable home selling experience. If you know what it takes to set up a home selling budget, you may be better equipped than ever before to streamline the home selling process.

Now, let's take a look at three tips to help you establish a home selling budget.

1. Assess the Condition of Your House

Before you list your house, it helps to perform a comprehensive home assessment. That way, you can identify potential upgrades both inside and outside your house and evaluate the costs associated with these home improvements.

Typically, a home inspection enables you to learn about your house's strengths and weaknesses. This inspection requires a property expert to assess your house and may take several hours to complete. Then, once the inspection is finished, you'll receive an inspection report that you can use to determine which home improvement projects that you may need to complete sooner rather than later.

2. Establish Home Improvement Priorities

Although you might want to give your residence a complete overhaul, there may be only limited time and resources at your disposal. Thus, you'll want to establish home improvement priorities to ensure you can maximize your time and resources.

Think about which home improvement projects are necessary. These projects should rank at the top of your list of home improvement priorities, as failure to complete them may prevent you from optimizing the value of your house.

As you establish home improvement priorities, don't forget to assess the costs associated with various home upgrades. This will help you achieve the best-possible home improvement results without spending beyond your means.

3. Consult with a Real Estate Agent

A real estate agent understands exactly what it takes to sell a home, regardless of the current housing market's conditions. In fact, this housing market professional can make it easy to map out a successful home selling budget and ensure you can quickly and effortlessly navigate the home selling process.

With a real estate agent at your side, you'll receive expert support throughout the home selling journey. A real estate agent will learn about your home and help you identify ways to enhance your residence. Plus, a real estate agent will offer recommendations to ensure you can upgrade your house on a budget.

If you're getting ready to sell your house, it helps to collaborate with a real estate agent. Reach out to local real estate agents in your area, and you can get the support that you need to establish a home selling budget.




Categories: Uncategorized  


Posted by Lisa Bradley on 4/24/2018

If youíre trying to get ready to buy a home, one of the biggest tasks that youíll need to take on is that of saving for a down payment. The down payment will need to be a significant amount of money. If you put it in the right place, it will have the ability to gain some interest. Most importantly, you donít want to have access to the money so that you can spend it freely. 


Whatís Your Time Frame?


When you start saving money, youíll need to know what your time frame is to better discern one of the best places to keep your down payment money. You can put your money in a CD or money market account, but the money will need to stay put for anywhere between 1-2 years. In the case of down payment money, the amount of interest that you gain isnít as important as having access to the money when you need it. 


Research Your Options


Do your research in order to find the best deals. You may be able to gain a bit of interest  on a 3-month CD if youíre short on time. If you have a bit more room for growth and will continue to compound the money, search online for higher yield savings accounts that will allow you to continue contributing money over time. You can even consider putting portions of your money in different places with different time frames and interest rates. This way, some of your money will have a chance to grow, yet youíll still have access to it. 


Know The Home Buying Process


When you get pre-approved for a loan, the mortgage company will go through your entire financial history past and present. Youíll need to show all of your bank accounts and their balances along with pay stubs. The mortgage company will also delve into your debt and calculate what is called your debt-to-income ratio. Before you even get to the stage of pre-approval, youíll want to make sure all of your significant debt is paid off. 


Once you get to the closing table to buy your dream home, your check for all of the closing costs including the down payment will need to be present. This is why you need to make sure that your money isnít tied up when you reach the point of purchasing a home. Generally, a bank check will need to be issued for the entire cost of closing less the deposits that you have already made on the home.                          


Make a plan for your saving the down payment and youíll be well on your way to securing your dream home!





Posted by Lisa Bradley on 4/19/2018

This Condo in Westborough, MA recently sold for $172,000. This Mid-Rise style home was sold by Lisa Bradley - Re/Max Vision.


8-A Mayberry Dr, Westborough, MA 01581

Condo

$169,900
Price
$172,000
Sale Price

4
Rooms
2
Beds
1
Baths
New to Market....Won't Last..... Modern Kitchen with updated counters..... Stainless Steel appliances & Wood Floor.. 3 large closets..... Easy to Heat... Easy to Cool with wall A/C or cross ventilation through Front & Back windows...2 Deeded parking spots are assigned.... Pets and small dogs allowed with Association approval. 2.8 Miles to Train....Easy Highway Access....Call Now.....

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Tags: Real Estate   Condo   Westborough   01581  
Categories: Sold Homes  


Posted by Lisa Bradley on 4/17/2018

The process of buying a home is anything but cut and dry. There will undoubtedly be some twists and turns along the way. First, you need to be pre-approved for a mortgage. Then, youíll need to find a home that fits both your needs and your budget. Finally, youíll put in an offer on a place and hope for the best throughout the rest of the process.


There are plenty of things that you can do as a buyer to make buying a home both easier and more streamlined. Below, youíll find some of the best tips that are specifically for those seeking to buy a home. 


Give Them An Offer They Canít Refuse


When there is a low quantity of homes and a high number of buyers, competition can get fierce. When the market is like this, youíre not guaranteed to get a property that you put an offer on. It may take making several offers on homes in order for you to finally get the keys to your dream house. 


You never want your offer to be too low. A low offer could be insulting to sellers and instead of being countered, could just be outright refused. Make an offer too high and you still have a problem. A high offer may be accepted, however, itís not going to be approved by your mortgage company for you to borrow that much for the purchase. If an offer is accepted and a home appraises for less, you may be left with thousands of dollars that you need to pay on the spot in order to secure the home. 


The best way to present an attractive offer is to work with an expert realtor who can do the appropriate research and let you know what a good offer on the home would be.           


Know Your Contingencies


After an offer on a home has been accepted, you need to get to work on the contingencies that youíre going to want on the home. Your realtor will also be a huge advocate in this area. Contingencies will include things like the right to do a home inspection, the appraisal contingency, and the contingency that youíll only be able to move forward with buying the home if you have appropriate financing. These protect you as a buyer so that if something falls through, youíll be able to back out of the deal without a penalty.


Donít Go Credit Happy


Once your offer is accepted and your financing is in place, donít head out to buy tons of new furniture and appliances for your new home. Your credit matters until you get the keys to the house. Opening new credit cards or adding significant debt can affect your credit score negatively, possibly putting a damper on your home purchase. Hold off on making purchases until after you move into the house.    





Tags: Buying a home  
Categories: Uncategorized  


Posted by Lisa Bradley on 4/14/2018


106 Holman St, Shrewsbury, MA 01545

Single-Family

$709,900
Price

8
Rooms
4
Beds
3/1
Full/Half Baths
A meticulously cared for home in desirable Shrewsbury Spring Street School District. First floor open floor plan boasts 9+ foot ceilings with gleaming hardwood floors and too many windows to count. French doors open into a 4 season room which reveals the secluded landscaped yard and paver patios. The unique layout of the kitchen includes large L-shaped island and plenty of storage with granite and stainless steel appliances, double ovens, high-end cabinets, travertine backsplash and large pantry. Custom built-in cabinets surround the fireplace at the center of the family room. Very large second floor master with walk-in closet, dual vanity sinks, soaking tub and travertine tiled shower. Large second bedroom can be used for guests/second great room and has private full bath. Spacious 3rd and 4th bedrooms share full Jack-and-Jill bath. Home was converted from oil to gas and state-of-the-art HVAC with whole-home humidifier and wi-fi control was added.
Open House
Sunday
April 15 at 1:00 PM to 3:00 PM
Showings start Sunday, April 15th at the open house and thereafter. Gorgeous property. Come see for yourself - quality construction.
Cannot make the Open Houses?
Location: 106 Holman St, Shrewsbury, MA 01545    Get Directions

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Categories: Open House